Banking

Make complexity easier to navigate

Give banking teams trusted guidance when decisions aren't straightforward, while helping the organisation maintain consistency across policy, regulation, operations and channels as requirements change.

Customer using an ATM at a bank branch

Complexity is real. So is change

Banks operate across policies, procedures, product rules, regulatory requirements and systems — and none of them stand still.

Credit policy changes. Regulatory expectations shift. Products launch and retire. Systems are replaced.

Frontline and operational teams still need to know what applies, often under time pressure and in front of a customer. When the right answer is difficult to find or open to interpretation, people search, ask a colleague or escalate — making consistent decisions harder to maintain.

When something changes, what else needs to change?

When

A regulatory requirement changes

What else

Which policies, procedures and work instructions depend on it?

How Corvia helps banking teams

Corvia works with the approved knowledge your organisation already has and makes it more useful in everyday work.

Guidance

Help people do the right thing

A lender asks what verification is required for a self-employed applicant. Corvia answers from the bank's approved credit policy and procedures, shows the source, and only draws on content that person is authorised to access.

  • Fewer routine escalations to credit specialists
  • More consistent guidance across teams and channels

More on Guidance →

Analysis

Find what doesn't line up

When credit policy is updated, Corvia can compare it against the procedures and work instructions that support it, highlighting differences, inconsistencies and potential gaps.

Specialists review the findings and determine what needs attention, rather than manually comparing every document line by line.

  • Faster comparison across large document sets
  • Specialist time focused on judgement, not manual comparison

More on Analysis →

Alignment

Bring it back into alignment

Once an issue is identified, Corvia gives teams the evidence and context needed to understand what needs attention and make an informed decision about the appropriate response.

People remain accountable for deciding what changes and why.

  • Clear evidence and context around identified issues
  • Greater visibility as alignment is restored

More on Alignment →

Assurance

Know where assurance may be breaking down

Regulatory requirements connect to policies, procedures, processes, controls, systems and evidence across the bank.

Corvia understands those relationships, helping teams identify where something may no longer align, understand what a change affects and focus attention where assurance may be needed.

  • See how regulatory requirements connect through the organisation
  • Identify gaps and dependencies that may need attention
  • Re-assess alignment as requirements and organisational information change

More on Assurance →

Chat3 messages · 2h ago
Self-employed income verification
What income do we need to verify for a self-employed applicant?
Two years of personal and business tax returns, with matching ATO notices of assessment. Applicants trading for less than two years need an accountant's letter and credit approval.
Can we accept BAS statements instead?
Only for low-doc loans up to 55% LVR, per Lending Policy v7 §5.6.3. Above that, full financials are required. Lending Policy v7
Analysis
Run a deep analysis, or pick up reviewing recent ones.
Recent analysesView all
Analysis
Status
Items
Updated
Fast Refi vs Lending Policy v7
Compare Fast Refi eligibility and processes against the lending policy
ProcessingIn review
—/70/7
just now
Broker agreement vs Credit guidelines
Identify gaps between broker agreement terms and internal credit guidelines
Draft
42
Jun 16
Investment property LVR review
Check investment LVR thresholds for consistency across the policy set
Completed
9/9
Jun 14
Construction loan policy gap analysis
Compare construction loan procedure against the lending policy for conflicts
In review
4/11
Jun 12
Hardship procedure vs Code of Practice
Check hardship handling steps against the Code of Practice obligations
Completed
6/6
Jun 10
Snapshot
Reviews required
121
across 3 analyses
Alignments required
8
valid findings to action
Completed
18
+5 in the last 7 days
Processing
0
analyses in progress
Alignment tasks
Remediation actions from valid findings, grouped by analysis.
Fast Refi vs Lending Policy v7· 4 tasks
High
Contradictory LMI eligibility for FastRefi in lending policy
Contradiction · Created Jun 18
In progress
High
Inconsistency in FastRefi maximum loan limit guidance
Inconsistency · Created Jun 18
Not started
Medium
Fast Refi payout calculation discrepancy
Inconsistency · Created Jun 18
Complete
Low
Settlement notation ambiguity for Fast Refi loans
Ambiguity · Created Jun 18
Complete
Construction loan policy gap analysis· 2 tasks
High
Progress payment stages conflict with policy schedule
Contradiction · Created Jun 12
Not started
Medium
Valuation requirement mismatch for construction draws
Inconsistency · Created Jun 12
In progress

What will this change affect?

See the policies, procedures, processes, controls, systems, owners and evidence that may be impacted when something changes.

Are we still aligned?

Surface gaps, stale relationships and areas that need attention as the organisation evolves.

How do we maintain assurance over time?

Re-test relationships as organisational information changes, rather than relying only on point-in-time reviews.

Who it's for

Corvia supports leaders across the bank who need greater confidence in how organisational intent is understood and carried out.

CEOs & Executive Leaders

Greater visibility into whether organisational intent is being consistently understood and executed across the bank.

COOs & Operational Leaders

Improve consistency across teams and channels, while making organisational knowledge easier to access and apply.

Business & Functional Leaders

Give teams clearer guidance, reduce unnecessary escalation and help people make confident decisions in complex situations.

Risk, Compliance & Assurance Leaders

Understand how regulatory requirements connect to policies, procedures and controls, and where gaps may exist.

AI should strengthen human judgement, not replace it. Corvia extends the reach of your specialists. It doesn't replace them.

“Guident helped us reimagine how our staff access critical policy content. What was once buried in complexity is now immediately available, enabling faster decisions, greater operational consistency, and a direct uplift in frontline efficiency.”— Geoff Wenborn, Chief Operating Officer, Bank of Sydney
94%
of the workforce enabled with Corvia
42%
of the entire workforce active in the last 30 days
13,500+
interactions in the first nine months
5 of top 10
users have initiated 100+ separate chats

Change is inevitable. Uncertainty doesn't have to be

See how Corvia helps your organisation navigate complexity with greater clarity, confidence and control.